Corporate Insurance Law

Related Claims Are in the Eye of the Beholder

, New York Law Journal


In their Corporate Insurance Law column, Howard B. Epstein and Theodore A. Keyes write: Under the terms of typical professional liability and directors' and officers' insurance policies, multiple claims that arise out of interrelated wrongful acts are treated as a single claim deemed to have been first made at the time the first of the related claims was made against the insured. Whether the treatment of multiple related claims as a single claim benefits the insured or the insurer depends on the circumstances.

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